Financial Education K-12
The Cure for the American Debt Catastrophe
SAN MARCOS, Texas – With all of the uncertainty surrounding the debt crisis in America and the personal savings rate in the negative, encouragement and support to build wealth are needed more than ever. It is imperative for the youth of America to become financially literate at a young age in order to steer clear of debt as an adult. And Ruben Ruiz is ready to help. Ruiz, financial strategist and adviser, offers financial workshops and is releasing three new books, available in English and Spanish, which provide Americans with insightful and easy to understand steps to reaching financial stability.
My Own Money Blueprint provides readers with the tools to gain financial security, peace of
mind and an independent lifestyle by learning the 12 models that make up your “Own Money
Blueprint.” The highly-anticipated book is soon to be released, and will be available
December 1st, 2011.
The Richest Latino in America is the 21st century version of “The Richest Man in Babylon.” It is the 1st Self-Help, Financial story or ‘novella’, written by a financial advisor. It contains many memorable characters, humor, wealth principals, and easy, financial tips and techniques for all of America to manage their monthly paycheck and turn it into ‘net worth’ between the story pages of a novella that is guaranteed to hold their interest.
Don’t let the title “The One-Hour Hispanic Millionaire” fool you into thinking this book must be fictional. In actuality, it contains 30 educational chapters, that help the average American learn in ‘one-hour’ a week to create wealth, achieve true financial independence, and yes, build a goal-based ‘million dollar’ net worth.
One solution to reconstructing the American economy is implementing financial education programs in public schools. Although there are immense resources of financial education among adults, the progress to educate youth on finances is very slowly on the move. Youth financial education should be applied in all public schools, grades K-12, rather than the wait to educate students in high school and college.
Educating younger generations on managing their finances will prevent them from falling into debt at an adult age by making uninformed decisions. Studies have shown that students who took a required course in finances were more likely to budget, save, and pay their credit cards in full. In order for the programs to be effective, teachers need to be properly trained and learn to create their own financial security, first and foremost.
Ruben Ruiz, MSFS, ChFC, RFC , CEO, Author, and Award Winning Financial Advisor, offers educators, teachers, and students financial education, training, development, consulting, coaching & advisory services through the selection of financial programs, where they can select one or all programs to provide financial empowerment. Ruben also writes books, in English and Spanish, providing a wealth of information on the ever-so important life skill of money-management. His workshops, boot camps, seminars, and books are the key to creating financial independence.
About Ruben Ruiz
Ruiz is an award-winning author, financial coach, and CEO of The Ruiz Financial Group, LLC. Ruiz is a member of the Financial Planning Association (FPA) of San Antonio and South Texas and has served in various positions for the organization, including chairman of the Board. Ruiz teaches, educates and provides consulting services to clients and associates in wealth management and financial planning. He has published three books on financial planning & money management.
Mr. Ruiz has a bachelor of business administration (BBA) degree from Southwest Texas State University (Texas State University) and a master of science in financial services (MSFS) degree from the Richard D. Irwin Graduate School of The American College, Bryn Mawr, Pennsylvania. He holds the professional designations of the chartered financial consultant (ChFC) and the registered financial consultant (RFC).