Dr. Wolfman's Money Talk Radio Show 09/01 by rubenruiz | Blog Talk Radio
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Tuesday, September 4, 2012
Tuesday, August 28, 2012
Tuesday, August 21, 2012
Certified Public Accountant & Tax Professional Boot Camp
SAN
ANTONIO —Certified Public Accountant and Tax Professional Boot Camp to be held
Sept. 6 -7 at the Hilton San Antonio Airport Hotel.
Money
Concepts International announces the new Transition Entry Program for CPAs and
tax professionals. The program can save the tax professional $7,000 in fees and
licensing expenses. The Business Transition Plan can provide them the
opportunity to make financial planning and wealth management a service to their
tax clients.
Speakers include Nick Hodges, CPA/PFS, MBA, CFP, CRFA, Ursula Mentjes,
CEO, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, Christopher J. Passero,
CPA, MA, William Peterman, CPA, CFP, RFC and Alan Lockhart, CEO.
Topics to be covered
include providing more efficient methods to add financial services and
maintain the principles of tax practices and implementing the tax-financial services practice for profit,
tax-diversification is almost non-existent for the majority of tax clients,
using warm-based marketing questions to schedule financial planning meetings
with tax clients and the transition of
converting clients to a fee-based asset management advisory practice and
increased revenue and family time.
There
are three models or turn-key business plans for the tax professionals and CPAs.
In addition to covering all three models, the speakers will disclose the three
types of industry models for running a successful practice.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
Author and Certified Public Accountant to present at CPA and Tax Professional Boot-Camp
SAN ANTONIO — Author
and Certified Public Accountant (CPA) to present at CPA and Tax Professional
Boot-Camp at the Hilton San Antonio Airport Hotel Sept. 6-7.
Money
Concepts International announces the new Transition Entry Program for CPAs and
tax professionals. The program can save the tax professional $7,000 in fees and
licensing expenses. The Business Transition Plan can provide them the
opportunity to make financial planning and wealth management a service to their
tax clients.
Nick Hodges, CPA/PFS, MBA, CFP, author
of The Lazy CPA, will present on
providing
more efficient methods to add financial services and maintain the principles of
tax practices and implementing the tax-financial services
practice for profit.
Hodges will present alongside Ursula Mentjes, CEO, Ruben Ruiz, MSFS,
RFC, ChFC, Ed Guerrero, CPA, William Peterman, CPA, CFP, RFC, Christopher J.
Passero, CPA, MA and Alan Lockhart, CEO.
Presentations include the transition of converting clients to a
fee-based asset management, advisory practice and increased revenue and family
time, tax-diversification is almost non-existent for the majority of tax
clients, using warm-based marketing questions to schedule financial planning meetings
with tax clients and closing financial services on the first meeting
with tax clients.
Hodges’ innovative strategies program includes specialized
processes, management techniques, suites of services and customizable financial
programs. By providing these types of strategies to clients, it allows tax
professionals to not only capture all their assets but deepen their
relationship with them to a point that they are their sole financial solutions
provider.
Tired of sitting by and watching his tax clients receive
inadequate financial planning services from others, Hodges launched financial
services at his firm in 1996. Tireless in his pursuit to find the best services
for his clients, he systematically researched and perfected the best methods to
add financial services.
In the midst of its implementation, his wife faced a major
health crisis that required his full involvement. A dedicated family man and professional,
Nick was unwilling to let the process languish while he attended to his
family’s needs. Faced with significant time constraints, he was forced to
establish more efficient methods that maintained his principles. The “Lazy CPA”
perspective was birthed during this time of need.
After successfully weathering the family crisis while
maintaining the professional load, Nick realized that he created a new approach
that eliminated non-essential activities, maximized client service and generated
additional revenue – all with a minimum investment of his time and energy. The
result was happier clients, more family time and greater achievements. Nick now
shares with other accountants what he learned through seminars and books.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
No. 1 best-selling author and sales expert to present at CPA and Tax Professional Boot Camp
SAN ANTONIO — No. 1 best-selling
author and sales expert to present at CPA (Certified Professional
Accountant) and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio
Airport Hotel.
Money
Concepts International announces the new Transition Entry Program for CPAs and
tax professionals. The program can save the tax professional $7,000 in fees and
licensing expenses. The Business Transition Plan can provide them the
opportunity to make financial planning and wealth management a service to their
tax clients.
Ursula Mentjes, inspirational speaker, founder
of Sales Coach Now, author of Selling with Intention and One Great
Goal and a certified sales coach, specializes in Neuro-Linguistic Programming to help clients
increase sales quickly.
Her presentation will help attendees
discover the selling with intention formula to increase sales, release fears
about selling, create an intentional schedule to sell more in less time and
understand how financial set-points prevent success.
Honing
her skills at an international technical training company, where she began her
career in 1996, Mentjes increased sales by 90% in one year. In 2001, when the
company’s annual run was in the tens of millions, Mentjes advanced to the
position of president at 27 years old.
Mentjes
serves as president elect of NAWBO-CA, on the Board of Inspire Life Skills, is
president of Business Resource Connection and is on the Advisory Council for
the Institute for Women Entrepreneurs.
Mentjes is a recipient of the NAWBO-IE ANITA Award, 2007 and 2011 Spirit
of the Entrepreneur Awards Finalist and was featured on the talk show Exclusive
TV.
Mentjes will present
alongside Nick Hodges, CPA/PFS, MBA, CFP, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA,
William Peterman, CPA, CFP, RFC, Christopher J. Passero, CPA, MA and Alan
Lockhart, CEO.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
Award-winning Author, Financial Advisor and CEO to present at CPA and Tax Professional Boot Camp
SAN
ANTONIO — Award-winning
Author, Financial Advisor and CEO to present at CPA and Tax Professional
Boot Camp Sept. 6 -7 at the Hilton San Antonio Airport Hotel.
Money
Concepts International announces the new Transition Entry Program for CPAs and
tax professionals. The program can save the tax professional $7,000 in fees and
licensing expenses. The Business Transition Plan can provide them the
opportunity to make financial planning and wealth management a service to their
tax clients.
Ruben Ruiz, MSFS, ChFC, RFC will speak at the boot-camp alongside Nick
Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes,
CEO, William Peterman, CPA, CFP, RFC, Ed Guerrero, CPA, Christopher J.
Passero, CPA, MA and Alan Lockhart, CEO.
Topics to be covered include providing more efficient methods to add
financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit,
tax-diversification is almost non-existent for the majority of tax clients,
using warm-based marketing questions to schedule financial planning meetings
with tax clients, closing financial services on the first meeting with tax
clients and the transition of converting clients to a fee-based asset
management advisory practice and increased revenue and family time.
Ruiz is President and CEO of The
Ruiz Financial Group, LLC and Regional Director of Money Concepts Financial
Planning Centers in San Marcos and San Antonio, Texas. Ruiz teaches, educates,
and provides consulting services to clients and associates in wealth management
and financial planning. Ruiz is one of a very few number of advisors (about 1%)
that has a Master’s of Science in Financial Services.
An avid speaker, Ruiz has spoken
to over 500 groups ranging from baby boomers and senior citizens to parents and
business owners, as well as educators, non-profit organizations, and corporate
employees on the topics of strategies to accumulate wealth, maximize their
tax-benefits, investment options, risk tolerance, and reaching their wealth and
financial independent goals.
A native of San Marcos, TX, he
holds a BBA in Marketing from Southwest Texas State University (now Texas State
University). He served as a member of the Texas State University Board on
Estate Planning and is a member of the University’s Alumni Association.
He received a Master of Science
degree in Financial Services (MSFS) from the American College (1928) in Bryn,
Mawr, PA.
Professional designations
throughout his financial career include the Chartered Financial Consultant
(ChFC), Chartered Life Underwriters (CLU) from the American College, and the
Registered Financial Consultant (RFC) designations.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
CPA and Tax Professional Boot-Camp in San Antonio
SAN ANTONIO — Certified Public Accountant to present
at CPA and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio
Airport Hotel.
Money
Concepts International announces the new Transition Entry Program for CPAs and
tax professionals. The program can save the tax professional $7,000 in fees and
licensing expenses. The Business Transition Plan can provide them the
opportunity to make financial planning and wealth management a service to their
tax clients.
Christropher J. Passero, CPA,
MA, will present on “closing financial services on the first meeting
with tax clients” alongside Nick Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes, CEO, Ruben Ruiz, MSFS, RFC,
ChFC, Ed Guerrero, CPA, Alan Lockhart, CEO and William Peterman, CPA, CFP, RFC.
Topics to be covered include providing more efficient methods to add
financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit,
tax-diversification is almost non-existent for the majority of tax clients,
using warm-based marketing questions to schedule financial planning meetings
with tax clients and the transition of
converting clients to a fee-based asset management advisory practice and
increased revenue and family time.
Passero is the
President of Passero Adams, Inc. and the Regional Vice President of Money
Concepts. He is one of Money Concepts' top financial planners and is
recognized for the outstanding client services he provides to his
clients. He graduated from West Virginia University with a Masters in Professional
Accountancy. To further his qualifications, he received his Certified
Public Accountant designation from the West Virginia Board of Accountancy in
1987.
Passero Adams Inc. takes personal
interest in each of their clients and works hard to develop strategies. As a
company that encompasses clients in 30 states, 90% of contacts are held in
person. Passero Adams Inc's primary advisor is a CPA and an investment advisor.
Passero Adams Inc's compassion is to provide absolutely the finest products and
services combined with flexibility to make recommendations that are in the
client’s best interest.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
CPA and Tax Professional Boot-Camp in San Antonio, Texas
SAN
ANTONIO — Certified
Public Accountant to present at CPA and Tax Professional Boot Camp Sept.
6 -7 at the Hilton San Antonio Airport Hotel.
Money Concepts International announces the new
Transition Entry Program for CPAs and tax professionals. The program can save
the tax professional $7,000 in fees and licensing expenses. The Business
Transition Plan can provide them the opportunity to make financial planning and
wealth management a service to their tax clients.
William Peterman, CPA, CFP, RFC will present
on the transition of converting clients to a fee-based asset management
advisory practice and increased revenue and family time, alongside Nick
Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes, CEO,
Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, Christopher J. Passero, CPA, MA
and Alan Lockhart, CEO,.
Topics to be covered include providing more efficient methods to add
financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit,
tax-diversification is almost non-existent for the majority of tax clients,
using warm-based marketing questions to schedule financial planning meetings
with tax clients and closing financial
services on the first meeting with tax clients.
Peterman has been a
CPA for 30 years. Peterman earned a Bachelors of Science Degree in Accountancy
from Western Illinois University in 1980. Peterman earned many industry
designations including: Certified Public Accountant, Certified Financial
Planner and Registered Financial Consultant. Peterman holds FINRA Series 7, 24
& 66 licenses. He also holds a Life, Heath and Annuity licenses in the
state of Illinois and other states.
For
the past 20 years, Mr. Peterman has been helping individuals in areas of
financial planning, investment planning and tax planning. In addition to working
with individual clients, he has been a national trainer and has taught numerous
seminars for the public on all areas of investment and financial planning.
Bill
became interested in Wealth Management and Financial Planning when he started
his CPA practice in 1998 after 15 years in the Banking industry. His goal was
to provide comprehensive financial planning services alongside his CPA
services, giving clients a “one stop shop” to all their financial services
needs. Through his affiliation with Money Concepts he is able to help
individuals and business owners, in a comprehensive way, by becoming their
complete wealth manager.
“The
process of working directly with clients and small business owners is a great
passion of mine,” Peterman said.
What attracted me to Money Concepts was being able to have the opportunity to serve my clients with a broad range of financial products that are nonproprietary and the opportunity to own and operate my own business and build a financial planning practice with multiple locations.
What attracted me to Money Concepts was being able to have the opportunity to serve my clients with a broad range of financial products that are nonproprietary and the opportunity to own and operate my own business and build a financial planning practice with multiple locations.
Money
Concepts wealth management and planning centers
have a long tradition of helping clients build, manage, and protect their
wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing
independent financial professionals for over 30 years. Tax professionals may
visit www.MoneyConceptsTexas.com for more information.
Monday, August 13, 2012
Tuesday, July 31, 2012
Friday, June 22, 2012
Financial Education Boot-Camp
Financial Education Boot-Camp
If you don’t take the
time to learn the money-making “auto-system” you will never create the amount
of wealth or net-worth you truly desire!
Friday, September 7th, 7 a.m. to 7 p.m.
Saturday, September 8th, 8 a.m. to 5 p.m.
Hilton San Antonio Airport
611 Northwest Loop 410
San Antonio, TX 78216
Special Offer
Buy The Richest
Latino in America and The One-Hour Hispanic Millionaire for:
$19.95 each! OR
2 for $29.95!
Purchase now at www.rubenruiz.net
OR
Get them BOTH for FREE,
plus a BONUS 100 page workbook, when you register for The Boot-Camp!
AND Get $100 off when you purchase your ticket by July 31st!
How much income and
asset accumulation do you have today? If you continue to do what you are doing,
what will be your financial net-worth be in 5 years? 20 years? How much did you
spend for college or job education? Did that education teach you how to produce
10—100x what you paid for? Here is a mindset secret: the wealthy know that you
have to invest in your training or you will never learn how to create wealth.
We will teach you everything from A—Z, on building your net-worth one step at a
time, covering topics such as:
·
The Stock Market
·
Real Estate
·
IRS Approved Tax Plans
·
Business Ownership
·
Multiple Income
Sources
·
Internet Income
·
How to Sell Any
Product or Service
·
Invest your
Tax-Savings
·
Cash Flow Money
Management
·
Starting at Zero
Net-Worth
·
Social Media Marketing
·
Author your Own Book
in 30 Days
·
Increase your Leads
and Clients
·
Making Money with
Amazon
Ruben
Ruiz, Award-Winning Author, Financial Coach and CEO, will be presenting the 1st
Financial Boot-Camp in the USA. Ruiz conducts several financial education
courses for employer groups as an employee benefit and to organizations. He has
been a Financial Advisor for over 25 years and has BBA from Texas State
University (SWT), a Masters in Financial Services and several designations. He
authored several books, and his next book, ‘My Financial Blueprint’, will be
ready at the Boot-Camp.
One
of our expert speakers, Ursula Mentjes, The Founder of Sales Coach Now as well
as an inspirational speaker, author of Selling with Intention and One
Great Goal and a Certified Sales Coach – specializes in Neuro-Linguistic Programming to
help clients double and triple their sales FAST. Mentjes will transform the way
you think about selling so you can reach your goals with less anxiety and less
effort!
Honing
her skills at an international technical training company, where she began her
career in 1996, Ursula increased sales by 90% in just one year! In 2001, when
the company’s annual run was in the tens of millions, Ursula advanced to the
position of President at just 27 years old. Sales guru Brian Tracy endorsed
Selling with Intention saying, “This powerful, practical book shows you how
to connect with customers by fully understanding the sales process from the
inside out. It really works!”
This boot-camp is not based on get-rich-quick
schemes that lead quickly to failure. It is based on tried and true wealth
strategies that finance professionals have been using for years—and they have
the paychecks to prove it.
Many business owners and professionals are
uneducated on how to build net-worth correctly. Thus, they try to take short
cuts and leave out important steps because they do not understand correctly.
The majority of Americans do not know how to accumulate wealth or net-worth,
because they never learned how from anyone; not their parents,
grandparents, friends, co-workers, teachers, professors or anyone else on the
streets.
This means that every day, people make
financial decisions that are hurtful to their credit, business, income and
net-worth — but worst of all — to their families. Unfortunately,
most people are unaware that they are even making bad decisions. This includes
people with college degrees. Even Certified Professional Accounts don’t know
how to do it all!
It’s time to learn how once and for all. Yes,
once and for all! We will teach you all of the steps you need to know to
become wealthy. After that, you must implement the steps and you’ll be on your
way to success. When you learn something important, such as wealth creation, it
becomes locked in your brain. It’s like learning to ride your bike or tie your
shoes for the first time. Once you learn how to do it, you don’t even have to
think about it; you just do it automatically. All you need to do is initiate
the right mindset.
Building wealth is like making an Excel sheet.
You can’t make one unless you have the Excel software and you know how to use
it. All you need to do build wealth is input the right software in your “computer-brain”
and learn how to use it. Every year, you need to do the steps we will teach you
to increase your wealth and net-worth. By the same token, every year that you
miss these steps can cost you a fortune, which you will never
make up, unless you learn how.
This boot-camp is the result of two years of planning
and preparation by expert financial consultants. Attending this workshop
will be the best— and cheapest — investment you’ll ever make in your lifetime. You
can make 100x or even 1000x return as long as you implement the steps we teach
you.
It costs less than a college course and only
takes 2 days instead of an entire semester. You can make more money with the
knowledge from this boot-camp, than with a college degree. We need more
financially independent Americans to move this country in the right direction. All
Americans deserve to enjoy the freedom of wealth.
Seats are limited to 300 participants. Do
not procrastinate to purchase your ticket, because this event will sell
out quickly.
Wednesday, June 13, 2012
Tuesday, May 29, 2012
Financial Planner Teaches Latinos How to Create Wealth
Ruben
Ruiz, award-winning financial strategist and author, makes it his mission to
help Hispanics create wealth and become financially independent. At a time when
the Hispanic community is growing fast, encouragement and support are needed
more than ever.
Ruiz concentrated on the Hispanic market
in the greater San Antonio area, for more than 3 decades, teaching clients how
to go about establishing a sound financial foundation, then building upon it to
amass wealth. Still, he saw few Hispanic millionaires compared with the much
larger numbers of Anglo millionaires.
According
to the Pew Hispanic Center, Hispanic households have less than 10 cents for
every dollar in wealth owned by White households. In fact, even the wealthiest
5% of Hispanic households have a net worth that is less than 1/2 of the net
worth of comparably placed White households.
"Most Hispanics are second
generation, born in the USA," Ruiz said. "If you’re not quite middle
income, any discussions of money are based on being broke, being poor or it
being a struggle. If we are brought up that way, that’s how we perceive
wealth."
In fact, in a new National Council of La Raza report released in December 2005, almost half the national Hispanic population - about 20 million people - has not opened a basic bank account. Ruiz points to 2001 U.S. Census figures showing that a married Hispanic American family’s median income was about $40,000, while their Anglo counterpart’s annual income was about $60,000 - almost 50 percent more.
"About 98 percent of my clients are
Hispanics from all different income and net worth levels,” Ruiz said. “I saw
what was happening. I wanted to get the middle-income clients to quit thinking
they’d reached their top goal. We have been brought up to reach Middle America
and you’re set. You don’t have to think about or do anything else. You have
arrived. And that’s not true.
“I wanted to motivate them to go to the
next level," Ruiz
said. “The aim of my services is to encourage Latinos to be financially
independent and to realize that wealth is attainable for everyone with the
right planning. What Latinos need and want more passionately than anything else
for building wealth is a structured plan.”
Anyone
can become wealthy, if they know the steps they need to take to effectively
increase their net worth, and to find someone able to teach these steps. There
are no real ethnic or cultural barriers to financial success, only those you
create yourself or allow others to create for you. You can learn how to become
wealthy and create your own blueprint. But you must always remember: “The final discrimination fight will be with
your own mindset.”
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