Tuesday, August 28, 2012

Episode 1 of Dr. Wolfman's Money Talk Show

Listen to internet radio with rubenruiz on Blog Talk Radio

Tuesday, August 21, 2012

Certified Public Accountant & Tax Professional Boot Camp


SAN ANTONIO —Certified Public Accountant and Tax Professional Boot Camp to be held Sept. 6 -7 at the Hilton San Antonio Airport Hotel.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

Speakers include Nick Hodges, CPA/PFS, MBA, CFP, CRFA, Ursula Mentjes, CEO, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, Christopher J. Passero, CPA, MA, William Peterman, CPA, CFP, RFC and Alan Lockhart, CEO.

Topics to be covered include providing more efficient methods to add financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit, tax-diversification is almost non-existent for the majority of tax clients, using warm-based marketing questions to schedule financial planning meetings with tax clients and the transition of converting clients to a fee-based asset management advisory practice and increased revenue and family time.

There are three models or turn-key business plans for the tax professionals and CPAs. In addition to covering all three models, the speakers will disclose the three types of industry models for running a successful practice.

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

Author and Certified Public Accountant to present at CPA and Tax Professional Boot-Camp


SAN ANTONIO — Author and Certified Public Accountant (CPA) to present at CPA and Tax Professional Boot-Camp at the Hilton San Antonio Airport Hotel Sept. 6-7.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

Nick Hodges, CPA/PFS, MBA, CFP, author of The Lazy CPA, will present on providing more efficient methods to add financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit.

Hodges will present alongside Ursula Mentjes, CEO, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, William Peterman, CPA, CFP, RFC, Christopher J. Passero, CPA, MA and Alan Lockhart, CEO.

Presentations include the transition of converting clients to a fee-based asset management, advisory practice and increased revenue and family time, tax-diversification is almost non-existent for the majority of tax clients, using warm-based marketing questions to schedule financial planning meetings with tax clients and closing financial services on the first meeting with tax clients.

Hodges’ innovative strategies program includes specialized processes, management techniques, suites of services and customizable financial programs. By providing these types of strategies to clients, it allows tax professionals to not only capture all their assets but deepen their relationship with them to a point that they are their sole financial solutions provider. 

Tired of sitting by and watching his tax clients receive inadequate financial planning services from others, Hodges launched financial services at his firm in 1996. Tireless in his pursuit to find the best services for his clients, he systematically researched and perfected the best methods to add financial services.

In the midst of its implementation, his wife faced a major health crisis that required his full involvement. A dedicated family man and professional, Nick was unwilling to let the process languish while he attended to his family’s needs. Faced with significant time constraints, he was forced to establish more efficient methods that maintained his principles. The “Lazy CPA” perspective was birthed during this time of need.

After successfully weathering the family crisis while maintaining the professional load, Nick realized that he created a new approach that eliminated non-essential activities, maximized client service and generated additional revenue – all with a minimum investment of his time and energy. The result was happier clients, more family time and greater achievements. Nick now shares with other accountants what he learned through seminars and books.

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

No. 1 best-selling author and sales expert to present at CPA and Tax Professional Boot Camp


SAN ANTONIO — No. 1 best-selling author and sales expert to present at CPA (Certified Professional Accountant) and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio Airport Hotel.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

 Ursula Mentjes, inspirational speaker, founder of Sales Coach Now, author of Selling with Intention and One Great Goal and a certified sales coach, specializes in Neuro-Linguistic Programming to help clients increase sales quickly. 

Her presentation will help attendees discover the selling with intention formula to increase sales, release fears about selling, create an intentional schedule to sell more in less time and understand how financial set-points prevent success.

Honing her skills at an international technical training company, where she began her career in 1996, Mentjes increased sales by 90% in one year. In 2001, when the company’s annual run was in the tens of millions, Mentjes advanced to the position of president at 27 years old.

Mentjes serves as president elect of NAWBO-CA, on the Board of Inspire Life Skills, is president of Business Resource Connection and is on the Advisory Council for the Institute for Women Entrepreneurs.  Mentjes is a recipient of the NAWBO-IE ANITA Award, 2007 and 2011 Spirit of the Entrepreneur Awards Finalist and was featured on the talk show Exclusive TV. 

Mentjes will present alongside Nick Hodges, CPA/PFS, MBA, CFP, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, William Peterman, CPA, CFP, RFC, Christopher J. Passero, CPA, MA and Alan Lockhart, CEO.

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

Award-winning Author, Financial Advisor and CEO to present at CPA and Tax Professional Boot Camp


SAN ANTONIO — Award-winning Author, Financial Advisor and CEO to present at CPA and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio Airport Hotel.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

Ruben Ruiz, MSFS, ChFC, RFC will speak at the boot-camp alongside Nick Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes, CEO, William Peterman, CPA, CFP, RFC, Ed Guerrero, CPA, Christopher J. Passero, CPA, MA and Alan Lockhart, CEO.

Topics to be covered include providing more efficient methods to add financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit, tax-diversification is almost non-existent for the majority of tax clients, using warm-based marketing questions to schedule financial planning meetings with tax clients, closing financial services on the first meeting with tax clients and the transition of converting clients to a fee-based asset management advisory practice and increased revenue and family time.

Ruiz is President and CEO of The Ruiz Financial Group, LLC and Regional Director of Money Concepts Financial Planning Centers in San Marcos and San Antonio, Texas. Ruiz teaches, educates, and provides consulting services to clients and associates in wealth management and financial planning. Ruiz is one of a very few number of advisors (about 1%) that has a Master’s of Science in Financial Services.

An avid speaker, Ruiz has spoken to over 500 groups ranging from baby boomers and senior citizens to parents and business owners, as well as educators, non-profit organizations, and corporate employees on the topics of strategies to accumulate wealth, maximize their tax-benefits, investment options, risk tolerance, and reaching their wealth and financial independent goals.

A native of San Marcos, TX, he holds a BBA in Marketing from Southwest Texas State University (now Texas State University). He served as a member of the Texas State University Board on Estate Planning and is a member of the University’s Alumni Association.

He received a Master of Science degree in Financial Services (MSFS) from the American College (1928) in Bryn, Mawr, PA.

Professional designations throughout his financial career include the Chartered Financial Consultant (ChFC), Chartered Life Underwriters (CLU) from the American College, and the Registered Financial Consultant (RFC) designations.

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

CPA and Tax Professional Boot-Camp in San Antonio


SAN ANTONIO — Certified Public Accountant to present at CPA and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio Airport Hotel.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

Christropher J.  Passero, CPA, MA, will present on “closing financial services on the first meeting with tax clients” alongside Nick Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes, CEO, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, Alan Lockhart, CEO and William Peterman, CPA, CFP, RFC. 

Topics to be covered include providing more efficient methods to add financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit, tax-diversification is almost non-existent for the majority of tax clients, using warm-based marketing questions to schedule financial planning meetings with tax clients and the transition of converting clients to a fee-based asset management advisory practice and increased revenue and family time.

Passero is the President of Passero Adams, Inc. and the Regional Vice President of Money Concepts.  He is one of Money Concepts' top financial planners and is recognized for the outstanding client services he provides to his clients.  He graduated from West Virginia University with a Masters in Professional Accountancy.  To further his qualifications, he received his Certified Public Accountant designation from the West Virginia Board of Accountancy in 1987.

Passero Adams Inc. takes personal interest in each of their clients and works hard to develop strategies. As a company that encompasses clients in 30 states, 90% of contacts are held in person. Passero Adams Inc's primary advisor is a CPA and an investment advisor. Passero Adams Inc's compassion is to provide absolutely the finest products and services combined with flexibility to make recommendations that are in the client’s best interest

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

CPA and Tax Professional Boot-Camp in San Antonio, Texas


SAN ANTONIO — Certified Public Accountant to present at CPA and Tax Professional Boot Camp Sept. 6 -7 at the Hilton San Antonio Airport Hotel.

Money Concepts International announces the new Transition Entry Program for CPAs and tax professionals. The program can save the tax professional $7,000 in fees and licensing expenses. The Business Transition Plan can provide them the opportunity to make financial planning and wealth management a service to their tax clients.

William Peterman, CPA, CFP, RFC will present on the transition of converting clients to a fee-based asset management advisory practice and increased revenue and family time, alongside Nick Hodges, CPA/PFS, MBA, CFP, Ursula Mentjes, CEO, Ruben Ruiz, MSFS, RFC, ChFC, Ed Guerrero, CPA, Christopher J. Passero, CPA, MA and Alan Lockhart, CEO,.
Topics to be covered include providing more efficient methods to add financial services and maintain the principles of tax practices and implementing the tax-financial services practice for profit, tax-diversification is almost non-existent for the majority of tax clients, using warm-based marketing questions to schedule financial planning meetings with tax clients and closing financial services on the first meeting with tax clients.
Peterman has been a CPA for 30 years. Peterman earned a Bachelors of Science Degree in Accountancy from Western Illinois University in 1980. Peterman earned many industry designations including: Certified Public Accountant, Certified Financial Planner and Registered Financial Consultant. Peterman holds FINRA Series 7, 24 & 66 licenses. He also holds a Life, Heath and Annuity licenses in the state of Illinois and other states.

For the past 20 years, Mr. Peterman has been helping individuals in areas of financial planning, investment planning and tax planning. In addition to working with individual clients, he has been a national trainer and has taught numerous seminars for the public on all areas of investment and financial planning.

Bill became interested in Wealth Management and Financial Planning when he started his CPA practice in 1998 after 15 years in the Banking industry. His goal was to provide comprehensive financial planning services alongside his CPA services, giving clients a “one stop shop” to all their financial services needs. Through his affiliation with Money Concepts he is able to help individuals and business owners, in a comprehensive way, by becoming their complete wealth manager.

“The process of working directly with clients and small business owners is a great passion of mine,” Peterman said.  

What attracted me to Money Concepts was being able to have the opportunity to serve my clients with a broad range of financial products that are nonproprietary and the opportunity to own and operate my own business and build a financial planning practice with multiple locations.

Money Concepts wealth management and planning centers have a long tradition of helping clients build, manage, and protect their wealth through financial planning and investment advisory services. Money Concepts International has been successfully servicing independent financial professionals for over 30 years. Tax professionals may visit www.MoneyConceptsTexas.com for more information.

Monday, August 13, 2012


Tuesday, July 31, 2012

Financial Bootcamp in San Antonio, Texas September 7-8, 2012

Friday, June 22, 2012

Financial Education Boot-Camp


Financial Education Boot-Camp

If you don’t take the time to learn the money-making “auto-system” you will never create the amount of wealth or net-worth you truly desire!

 

Friday, September 7th, 7 a.m. to 7 p.m.

Saturday, September 8th, 8 a.m. to 5 p.m.

Hilton San Antonio Airport
611 Northwest Loop 410
San Antonio, TX 78216



Special Offer


Buy The Richest Latino in America and The One-Hour Hispanic Millionaire for:

$19.95 each! OR
2 for $29.95!
Purchase now at www.rubenruiz.net

OR

Get them BOTH for FREE, plus a BONUS 100 page workbook, when you register for The Boot-Camp!
AND Get $100 off when you purchase your ticket by July 31st!



How much income and asset accumulation do you have today? If you continue to do what you are doing, what will be your financial net-worth be in 5 years? 20 years? How much did you spend for college or job education? Did that education teach you how to produce 10—100x what you paid for? Here is a mindset secret: the wealthy know that you have to invest in your training or you will never learn how to create wealth. We will teach you everything from A—Z, on building your net-worth one step at a time, covering topics such as:


·         The Stock Market
·         Real Estate
·         IRS Approved Tax Plans
·         Business Ownership
·         Multiple Income Sources
·         Internet Income
·         How to Sell Any Product or Service

·         Invest your Tax-Savings
·         Cash Flow Money Management
·         Starting at Zero Net-Worth
·         Social Media Marketing
·         Author your Own Book in 30 Days
·         Increase your Leads and Clients
·         Making Money with Amazon




Ruben Ruiz, Award-Winning Author, Financial Coach and CEO, will be presenting the 1st Financial Boot-Camp in the USA. Ruiz conducts several financial education courses for employer groups as an employee benefit and to organizations. He has been a Financial Advisor for over 25 years and has BBA from Texas State University (SWT), a Masters in Financial Services and several designations. He authored several books, and his next book, ‘My Financial Blueprint’, will be ready at the Boot-Camp.

One of our expert speakers, Ursula Mentjes, The Founder of Sales Coach Now as well as an inspirational speaker, author of Selling with Intention and One Great Goal and a Certified Sales Coach –  specializes in Neuro-Linguistic Programming to help clients double and triple their sales FAST. Mentjes will transform the way you think about selling so you can reach your goals with less anxiety and less effort!

Honing her skills at an international technical training company, where she began her career in 1996, Ursula increased sales by 90% in just one year! In 2001, when the company’s annual run was in the tens of millions, Ursula advanced to the position of President at just 27 years old. Sales guru Brian Tracy endorsed Selling with Intention saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!”

This boot-camp is not based on get-rich-quick schemes that lead quickly to failure. It is based on tried and true wealth strategies that finance professionals have been using for years—and they have the paychecks to prove it.

Many business owners and professionals are uneducated on how to build net-worth correctly. Thus, they try to take short cuts and leave out important steps because they do not understand correctly. The majority of Americans do not know how to accumulate wealth or net-worth, because they never learned how from anyone; not their parents, grandparents, friends, co-workers, teachers, professors or anyone else on the streets.

This means that every day, people make financial decisions that are hurtful to their credit, business, income and net-worth — but worst of all — to their families. Unfortunately, most people are unaware that they are even making bad decisions. This includes people with college degrees. Even Certified Professional Accounts don’t know how to do it all!

It’s time to learn how once and for all. Yes, once and for all! We will teach you all of the steps you need to know to become wealthy. After that, you must implement the steps and you’ll be on your way to success. When you learn something important, such as wealth creation, it becomes locked in your brain. It’s like learning to ride your bike or tie your shoes for the first time. Once you learn how to do it, you don’t even have to think about it; you just do it automatically. All you need to do is initiate the right mindset.  

Building wealth is like making an Excel sheet. You can’t make one unless you have the Excel software and you know how to use it. All you need to do build wealth is input the right software in your “computer-brain” and learn how to use it. Every year, you need to do the steps we will teach you to increase your wealth and net-worth. By the same token, every year that you miss these steps can cost you a fortune, which you will never make up, unless you learn how.

This boot-camp is the result of two years of planning and preparation by expert financial consultants. Attending this workshop will be the best— and cheapest — investment you’ll ever make in your lifetime. You can make 100x or even 1000x return as long as you implement the steps we teach you.

It costs less than a college course and only takes 2 days instead of an entire semester. You can make more money with the knowledge from this boot-camp, than with a college degree. We need more financially independent Americans to move this country in the right direction. All Americans deserve to enjoy the freedom of wealth.

Seats are limited to 300 participants. Do not procrastinate to purchase your ticket, because this event will sell out quickly.

Wednesday, June 13, 2012

Tuesday, May 29, 2012

Financial Planner Teaches Latinos How to Create Wealth


Ruben Ruiz, award-winning financial strategist and author, makes it his mission to help Hispanics create wealth and become financially independent. At a time when the Hispanic community is growing fast, encouragement and support are needed more than ever.

Ruiz concentrated on the Hispanic market in the greater San Antonio area, for more than 3 decades, teaching clients how to go about establishing a sound financial foundation, then building upon it to amass wealth. Still, he saw few Hispanic millionaires compared with the much larger numbers of Anglo millionaires.

According to the Pew Hispanic Center, Hispanic households have less than 10 cents for every dollar in wealth owned by White households. In fact, even the wealthiest 5% of Hispanic households have a net worth that is less than 1/2 of the net worth of comparably placed White households.

"Most Hispanics are second generation, born in the USA," Ruiz said. "If you’re not quite middle income, any discussions of money are based on being broke, being poor or it being a struggle. If we are brought up that way, that’s how we perceive wealth."

In fact, in a new National Council of La Raza report released in December 2005, almost half the national Hispanic population - about 20 million people - has not opened a basic bank account. Ruiz points to 2001 U.S. Census figures showing that a married Hispanic American family’s median income was about $40,000, while their Anglo counterpart’s annual income was about $60,000 - almost 50 percent more.

"About 98 percent of my clients are Hispanics from all different income and net worth levels,” Ruiz said. “I saw what was happening. I wanted to get the middle-income clients to quit thinking they’d reached their top goal. We have been brought up to reach Middle America and you’re set. You don’t have to think about or do anything else. You have arrived. And that’s not true.

“I wanted to motivate them to go to the next level," Ruiz said. “The aim of my services is to encourage Latinos to be financially independent and to realize that wealth is attainable for everyone with the right planning. What Latinos need and want more passionately than anything else for building wealth is a structured plan.”

Anyone can become wealthy, if they know the steps they need to take to effectively increase their net worth, and to find someone able to teach these steps. There are no real ethnic or cultural barriers to financial success, only those you create yourself or allow others to create for you. You can learn how to become wealthy and create your own blueprint. But you must always remember: “The final discrimination fight will be with your own mindset.”

There was an error in this gadget