Financial Bootcamp in San Antonio, Texas September 7-8, 2012

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Financial Education Boot-Camp

Financial Education Boot-Camp

If you don’t take the time to learn the money-making “auto-system” you will never create the amount of wealth or net-worth you truly desire!

 

Friday, September 7^th, 7 a.m. to 7 p.m.

Saturday, September 8^th, 8 a.m. to 5 p.m.

Hilton San Antonio Airport

611 Northwest Loop 410

San Antonio, TX 78216

Special Offer

Buy The Richest Latino in America and The One-Hour Hispanic Millionaire for:

$19.95 each! OR

2 for $29.95!

Purchase now at www.rubenruiz.net

OR

Get them BOTH for FREE, plus a BONUS 100 page workbook, when you register for The Boot-Camp!

AND Get $100 off when you purchase your ticket by July 31st!

Register now at http://www.ruizfinancialgroup.com/SAbootcamp/ 

http://www.rubenruiz.net/SAbootcamp/

How much income and asset accumulation do you have today? If you continue to do what you are doing, what will be your financial net-worth be in 5 years? 20 years? How much did you spend for college or job education? Did that education teach you how to produce 10—100x what you paid for? Here is a mindset secret: the wealthy know that you have to invest in your training or you will never learn how to create wealth. We will teach you everything from A—Z, on building your net-worth one step at a time, covering topics such as:

·         The Stock Market

·         Real Estate

·         IRS Approved Tax Plans

·         Business Ownership

·         Multiple Income Sources

·         Internet Income

·         How to Sell Any Product or Service

·         Invest your Tax-Savings

·         Cash Flow Money Management

·         Starting at Zero Net-Worth

·         Social Media Marketing

·         Author your Own Book in 30 Days

·         Increase your Leads and Clients

·         Making Money with Amazon

Ruben Ruiz, Award-Winning Author, Financial Coach and CEO, will be presenting the 1^st Financial Boot-Camp in the USA. Ruiz conducts several financial education courses for employer groups as an employee benefit and to organizations. He has been a Financial Advisor for over 25 years and has BBA from Texas State University (SWT), a Masters in Financial Services and several designations. He authored several books, and his next book, ‘My Financial Blueprint’, will be ready at the Boot-Camp.

One of our expert speakers, Ursula Mentjes, The Founder of Sales Coach Now as well as an inspirational speaker, author of Selling with Intention and One Great Goal and a Certified Sales Coach –  specializes in Neuro-Linguistic Programming to help clients double and triple their sales FAST. Mentjes will transform the way you think about selling so you can reach your goals with less anxiety and less effort!

Honing her skills at an international technical training company, where she began her career in 1996, Ursula increased sales by 90% in just one year! In 2001, when the company’s annual run was in the tens of millions, Ursula advanced to the position of President at just 27 years old. Sales guru Brian Tracy endorsed Selling with Intention saying, “This powerful, practical book shows you how to connect with customers by fully understanding the sales process from the inside out. It really works!”

This boot-camp is not based on get-rich-quick schemes that lead quickly to failure. It is based on tried and true wealth strategies that finance professionals have been using for years—and they have the paychecks to prove it.

Many business owners and professionals are uneducated on how to build net-worth correctly. Thus, they try to take short cuts and leave out important steps because they do not understand correctly. The majority of Americans do not know how to accumulate wealth or net-worth, because they never learned how from anyone; not their parents, grandparents, friends, co-workers, teachers, professors or anyone else on the streets.

This means that every day, people make financial decisions that are hurtful to their credit, business, income and net-worth — but worst of all — to their families. Unfortunately, most people are unaware that they are even making bad decisions. This includes people with college degrees. Even Certified Professional Accounts don’t know how to do it all!

It’s time to learn how once and for all. Yes, once and for all! We will teach you all of the steps you need to know to become wealthy. After that, you must implement the steps and you’ll be on your way to success. When you learn something important, such as wealth creation, it becomes locked in your brain. It’s like learning to ride your bike or tie your shoes for the first time. Once you learn how to do it, you don’t even have to think about it; you just do it automatically. All you need to do is initiate the right mindset.  

Building wealth is like making an Excel sheet. You can’t make one unless you have the Excel software and you know how to use it. All you need to do build wealth is input the right software in your “computer-brain” and learn how to use it. Every year, you need to do the steps we will teach you to increase your wealth and net-worth. By the same token, every year that you miss these steps can cost you a fortune, which you will never make up, unless you learn how.

This boot-camp is the result of two years of planning and preparation by expert financial consultants. Attending this workshop will be the best— and cheapest — investment you’ll ever make in your lifetime. You can make 100x or even 1000x return as long as you implement the steps we teach you.

It costs less than a college course and only takes 2 days instead of an entire semester. You can make more money with the knowledge from this boot-camp, than with a college degree. We need more financially independent Americans to move this country in the right direction. All Americans deserve to enjoy the freedom of wealth.

Seats are limited to 300 participants. Do not procrastinate to purchase your ticket, because this event will sell out quickly.

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Free Millionaire Webinar June 16, 2012

Free Millionaire Webinar June 16, 2012

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Financial Planner Teaches Latinos How to Create Wealth

Ruben Ruiz, award-winning financial strategist and author, makes it his mission to help Hispanics create wealth and become financially independent. At a time when the Hispanic community is growing fast, encouragement and support are needed more than ever.

Ruiz concentrated on the Hispanic market in the greater San Antonio area, for more than 3 decades, teaching clients how to go about establishing a sound financial foundation, then building upon it to amass wealth. Still, he saw few Hispanic millionaires compared with the much larger numbers of Anglo millionaires.

According to the Pew Hispanic Center, Hispanic households have less than 10 cents for every dollar in wealth owned by White households. In fact, even the wealthiest 5% of Hispanic households have a net worth that is less than 1/2 of the net worth of comparably placed White households.

"Most Hispanics are second generation, born in the USA," Ruiz said. "If you’re not quite middle income, any discussions of money are based on being broke, being poor or it being a struggle. If we are brought up that way, that’s how we perceive wealth."

In fact, in a new National Council of La Raza report released in December 2005, almost half the national Hispanic population - about 20 million people - has not opened a basic bank account. Ruiz points to 2001 U.S. Census figures showing that a married Hispanic American family’s median income was about $40,000, while their Anglo counterpart’s annual income was about $60,000 - almost 50 percent more.

"About 98 percent of my clients are Hispanics from all different income and net worth levels,” Ruiz said. “I saw what was happening. I wanted to get the middle-income clients to quit thinking they’d reached their top goal. We have been brought up to reach Middle America and you’re set. You don’t have to think about or do anything else. You have arrived. And that’s not true.

“I wanted to motivate them to go to the next level," Ruiz said. “The aim of my services is to encourage Latinos to be financially independent and to realize that wealth is attainable for everyone with the right planning. What Latinos need and want more passionately than anything else for building wealth is a structured plan.”

Anyone can become wealthy, if they know the steps they need to take to effectively increase their net worth, and to find someone able to teach these steps. There are no real ethnic or cultural barriers to financial success, only those you create yourself or allow others to create for you. You can learn how to become wealthy and create your own blueprint. But you must always remember: “The final discrimination fight will be with your own mindset.”

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Financial Planner Writes Books as a Marketing Tool

Ruben Ruiz, CEO, financial strategist and adviser, is releasing three new books in English and Spanish, to help market his financial planning business and attract new clients. His books provide Americans with insightful and easy to understand steps to reach financial stability, while at the same time entertaining with a clever dialogue and memorable characters.

Many of the financial self-help texts currently on the market are so complex and uninspiring that Americans find themselves struggling to read from one cover to another, and they lose interest long before they’ve been able to successfully implement the techniques they teach. Ruiz saw the need in the market for appealing financial texts and responded to it by writing three books packed with practical insight on a variety of wealth-building tools and techniques, which include The Richest Latino in America, The One-Hour Hispanic Millionaire and My Own Money Blueprint.

Ruiz puts dry, boring texts firmly in the past where they belong with his new book, The Richest Latino in America. The book offers Americans the opportunity to learn how to build an unlimited amount of wealth without having to thumb through pages of facts and statistics better suited for a college classroom. The Richest Latino holds the reader’s attention by taking the information and making it into a story.

The novella uses clever dialogue and memorable characters to teach readers the Seven Miracles of Wealth Creation, a wealth building plan so simple that anyone can implement it, regardless of their level of education, and so effective that they will begin to generate results within a matter of weeks-guaranteed. These secrets of the Seven Miracles are explained in a fun, easy to understand manner that makes implementing them in real life scenarios a piece of cake.

Ruiz provides Hispanics with a “Bible of Knowledge” on how to create their own financial blueprint for reinventing your lifestyle and bank account in The One-Hour Hispanic Millionaire. He explains that by setting aside one hour a week to focus on your “Millionaire Goal” you can set in motion a chain of financial events that can change your life forever.

My Own Money Blueprint provides readers with the tools to gain financial security, peace of

mind and an independent lifestyle by learning the 12 models that make up your “Own Money

Blueprint.”

 “The aim of the books is to encourage Americans to be financially independent and to realize that wealth is attainable for everyone with the right planning. But to get to that wealth, all Americans will have to engineer a structured blueprint or plan to turn their most precious asset that they have, their paycheck, into assets, savings accounts, investment accounts and so forth,” said Ruiz. “These books can be a resource to build that structured blueprint of turning a paycheck into wealth.”

Ruiz also made a commitment to publish a new book every year, for the next ten years, and cover every part of financial education that is a part of America’s free enterprise society on building income and net-worth. He made Robert Kiyosaki, author of Rich Dad, Poor Dad, the “model form” to motivate the writing of his financial self-help books. 

Ruben and his company, W&M Publishing, will start a new national distribution all four books carried by amazon.com and his own book website, rubenruiz.net. Ruiz is in the process to place books on all book websites, national book subscriptions and retail stores.

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Ruiz Makes Presentation About Tax Risk for Baby Boomers

Ruiz makes presentation about tax risks for boomers

San Marcos — Ruben Ruiz, local author and CEO of the Ruiz Financial Group, LLC and Money Concepts, recently presented at the National Group Conference, at the Fairmont Orchard Hotel on the big island of Kona, Hawaii.

Ruiz, who is a native San Marcan, SWT alumni (Texas State) and a distinguished San Marcos alumnus, presented on, “Tax Risks in Retirement for Boomers.”

There are 105 million baby boomers (age 47-65) that face unplanned tax risk. While many boomers are aware of investment risk, they have not thought about how increases in taxes will affect their retirement income, Ruiz said.

“Planning retirement today is planning for a long retirement because of our longevity. Not only is the type of investment a risk, but also the future increases in taxes,” he said.

“Currently we see an increase in federal income taxes, but there can be others, simply because of the deficit and ordinary inflation. One should also plan for increases in property taxes, sales tax, gasoline tax and the other assortment of taxes that can cut a retiree's monthly budget in half,” Ruiz said.

Since most Americans have the largest part of their retirement investments in 401k's, 403b's and IRA plans, they will pay a higher income tax when they begin withdrawing, even if they are in a lower tax-bracket, Ruiz said.

“Most baby boomers invested in retirement plans because it was a great tax break on their deposits and were convinced that when they started to withdraw their funds, they would be in a lower tax bracket; a win-win goal. Now it looks like win-lose,” he said.

Ruiz urges the National Group Advisors from all over the U.S. to visit with their clients now to discuss their potential retirement problem and to diversify their tax income into a higher percentage of tax-free plans, and investments with capital gains tax, and not ordinary tax liability.

Agents that qualified to attend came from almost all of the 50 states. The National Group, based out of Montpelier, Vt., is a leader in 403b and annuities for teachers and public school employees.

Money Concepts centers have a long tradition of helping clients build, manage and protect their wealth through financial planning and investment advisory services.

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Wanted Part-Time Retired Teacher/Administrator in San Antonio, Texas

Wanted Part-Time Retired Teacher/Administrator that retired in 2011 or in 2012 from NSISD, NEISD or SAISD. 

20 hours per week and very flexible for educator to plan trips or for holidays. 

The position will office in the Jefferson Building in San Antonio, Texas.

Send one page resume to schedule interview.

Fax resume to 208-279-1073 or email to rruiz@grandecom.net

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