Showing posts with label san marcos. Show all posts
Showing posts with label san marcos. Show all posts

Wednesday, January 22, 2014

Get out of Retirement Detention




Get Out of Retirement Detention

For Educator's in Texas, their retirement years will makeup as much as 30 or more years. The majority of Educators have not calculated whether they will have adequate income for their retirement, nor do they know how to do the calculation. Educators under the TRS Retirement Plan, usually don't find out until after their retirement that the TRS Plan is a Defined Benefits Plan and does not have a COLA like Social Security. This means their Standard annuity income check is losing 3% a year.

FeDeK-12- Educators- Full College Level Course on Retirement- called, "Retiring Easy."

The FeDeK-12- "Retiring Easy," course prepares you for the transition into retirement. Through this course, you will be able to: Identify with your values, and set retirement goals; learn how inflation will affect your retirement income; understand investments; and develop your own retirement plan. Come prepared, January 25, 2014, at Embassy Suites "Conference Center"- in San Marcos, Texas, from 9:00 am - 12:30 pm. 
This is a three and a half hour long class that will help improve the longevity of your retirement plan. Included, in the Educator Package: Workbook (Over 150 pages) for retention Financial Easy Software Money management program. Class will begin at 9:00 am to 12:30pm, however, registration, workbook and software pick up are from 8:00 am- 9:00am. A step-by-step instruction on what the total amount of income and assets you will need to retire with ease; and saving thousands of dollars from taxes, earning, and interest. Take the course and with the savings and earnings that you learned from the course-- go to the San Marcos Premium Outlet mall-- where you can shop till you drop!

Registration and Agenda Info Click Here.

Click Here for 5 Page Color Brochure

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Monday, December 9, 2013

Want to know the three stages of retirement planning? Find out here!

Three Phases of Retirement Planning


A comfortable retirement is the reward for saving, managing assets and preparing during your working lifetime. It is about doing things you like and the ability to spend time with family, traveling, making a difference in your community by doing volunteer work, or even beginning a new career without the concern for the pay. In essence, it's about options with your life, and it is money that give you those options. 

To prepare for successful and comfortable retirement filled with options, it is important to understand and implement the basic retirement planning techniques found in the Three Phases of Retirement. 

1. Accumulation
2. Asset Management 
3. Distribution 


One: Accumulation 

A successful retirement plan begins with a commitment to start saving for retirement. If you begin young, time is on your side and even small amounts invested regularly can make a big difference. 

Two: Asset Management 

Once you have accumulated retirement assets, it is essential that you invest and manage your assets for optimum performance. 

Three: Distribution

Upon reaching retirement, comes the time of utilizing the assets you have accumulated and managed over the years. Care must be taken to maximize your return, minimize your risk and navigate the complex retirement distribution tax regulations. 


Professional Services 
  • Retirement Planning
  • Retirement Plan Distribution
  • Financial Planning 
  • Asset Management 
  • Estate Transfer
  • Investments
  • Risk Management 
  • Insurance
  • Education Funding 


Thursday, January 19, 2012

FIRST ‘WOMEN IN FINANCIAL SERVICES’ CONFERENCE

SAN ANTONIO, Texas-- On January 27, 2012, from 8:00 AM to 5 PM, Money Concepts International, wealth management and financial planning corporation, will be hosting the first “Women in Financial Services” conference at the St. Anthony’s Hotel, in San Antonio, Texas. With only 20% of the financial advisors of the female gender, Money Concepts International is hosting this conference as an effort to increase the numbers of female financial advisors, in order to promote equal opportunity and diversity in the financial services industry. Ruben Ruiz, Regional Director of Money Concepts Financial Planning Centers in San Marcos and San Antonio, Texas, will be available for one-on-one interviews and photo opportunities.

WHO: Money Concepts International, Ruben Ruiz, Liza Perlow, Stacey Douglas, Karina Cantu, Brandy Napier, Kimberly Wilder, Terike Novak, Angie Lewis.

WHAT: ‘Women in Financial Services’ Conference.

WHEN: Friday, January 27, 2012, from 8:00 AM to 5:00 PM.

WHERE: St. Anthony’s Hotel
300 E Travis St.
San Antonio, Texas 78205

WHY: Women face tremendous challenges as they move through life’s transitions, from childhood to adult, from college to career, from single to married, to widowhood or divorce, and into the retirement years. Therefore, it is important to have more women in the financial services industry, who understand the needs of their female clients.

Agenda:

8:00 AM ‘Financial Services Opportunities in the Industry Today’
Liza Perlow, AML Officer—Assistant Vice-President of Compliance
Money Concepts International, Palm Gardens, Florida

9:00 AM ‘FMO’s Bring a Multitude of Products & Companies Assistance to the Agents’
Stacey Douglas, Director of Marketing and Operations
Marketing Financial, Springfield, MO

11:00 AM ‘Estate Planning for High Net-Worth Individuals and Affluent Families’
Karina Cantu, Attorney at Karina Cantu Law, PLCC
San Antonio, Texas

12 NOON Luncheon

1:00 PM ‘Selling Seven Million in Fixed Annuities without FDIC & Interest Rates’
Brandy Napier, Financial Advisor & Personal Banker
Great Southern Bank, Springfield, MO

2:00 PM ‘Partnering with Advisors & Agents Clients for Expertise Sales’
Kimberly Wilder, AIF, Financial Advisor
Regional Life Specialist, Austin, TX

3:00 PM ‘Sales & Development of Fee & Commission Based Annuities, 403b, 457, ORP’s
Terike Novak, Regional Director, Security Benefit
A Guugenheim Partners Company, Topeka, KS

4:00 PM ‘Business Banking Relationship & Services for our Clients’
Angie Lewis, Vice President, Relationship Manager-Business Banking
Amergy Bank, San Antonio, TX

Monday, October 24, 2011

Book Reading and Signing at Texas Author Day

Ruben Ruiz, Author of "My Own Money Blueprint", will be reading & signing his books at the Texas Author Day, at the San Marcos Public Library, Sunday, October 30th, from 2:00 to 5:00 p.m.