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Friday, February 28, 2014
Wednesday, January 29, 2014
Coping with a Bad 401(K)
Coping With a Bad 401(k)
Submitted by Roger Wohlner on Tue, 01/21/2014 - 12:00pm
Your
retirement rests in your hands like never before. Here’s how to take
advantage of even a bad savings plan offered by your employer.
Financial advisors generally suggest maximizing contributions to your company’s 401(k) plan, under which you contribute part of your salary on a post-tax or pretax basis.
In my blog article “4 Signs of a Lousy 401(k) Plan,” I discuss these telltale warnings:
An investment menu consisting of proprietary...
Wednesday, January 22, 2014
Get out of Retirement Detention
Get Out of Retirement Detention
For Educator's in Texas, their retirement years will makeup as much as 30 or more years. The majority of Educators have not calculated whether they will have adequate income for their retirement, nor do they know how to do the calculation. Educators under the TRS Retirement Plan, usually don't find out until after their retirement that the TRS Plan is a Defined Benefits Plan and does not have a COLA like...
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