Friday, February 28, 2014

Texas Educational Professionals Retirement Seminars and Workshops

Free Educational Professionals Retirement Financial Seminars and Workshop ...

Wednesday, January 29, 2014

Coping with a Bad 401(K)

Coping With a Bad 401(k) Submitted by Roger Wohlner on Tue, 01/21/2014 - 12:00pm   Your retirement rests in your hands like never before. Here’s how to take advantage of even a bad savings plan offered by your employer. Financial advisors generally suggest maximizing contributions to your company’s 401(k) plan, under which you contribute part of your salary on a post-tax or pretax basis. In my blog article “4 Signs of a Lousy 401(k) Plan,” I discuss these telltale warnings: An investment menu consisting of proprietary...

Wednesday, January 22, 2014

Get out of Retirement Detention

Get Out of Retirement Detention For Educator's in Texas, their retirement years will makeup as much as 30 or more years. The majority of Educators have not calculated whether they will have adequate income for their retirement, nor do they know how to do the calculation. Educators under the TRS Retirement Plan, usually don't find out until after their retirement that the TRS Plan is a Defined Benefits Plan and does not have a COLA like...

Thursday, December 12, 2013

What happens to your body when you don't get enough sleep

How much sleep are you getting a night?  In today's fast past and busy society, it is hard to tell if we are meeting all our biological needs. Sleep is one of those basic necessities we can't escape. When is the last time you stayed up all night for an exam, went out on the town with your friends when you had work the next morning, woke up to a crying baby, or even couldn't sleep because of those loud trains blowing their horns throughout the night.  If you can't remember good for you, but for the majority of us it seems...

Monday, December 9, 2013

Want to know the three stages of retirement planning? Find out here!

Three Phases of Retirement Planning A comfortable retirement is the reward for saving, managing assets and preparing during your working lifetime. It is about doing things you like and the ability to spend time with family, traveling, making a difference in your community by doing volunteer work, or even beginning a new career without the concern for the pay. In essence, it's about options with your life, and it is money that give you those...

Wednesday, December 4, 2013

Teachers TRS and Social Security benefits

Faculty, Teachers, Administrators, Staff, Employees finding out about your retirement plan  What's the best way to figure out what amount of income you will need for retirement?  All you have to do is go back to your first year in the public school system in Texas, and write down what your annual salary was. Then try to figure what your salary was every year or maybe every five years to the present.  For instance, if you...

Tuesday, December 3, 2013

How to get through finals while staying sane!

It finals week, and sometimes I find myself  recounting the golden days where I was a student in college.  However, during my time in college, and going through what I like to call the "the final massacre," I picked up a couple of studying tricks and methods to keep me centered and regulated. Here are some tips that have helped me through finals week: Accept your anxiety.   Don't let your pre-final jitters get the best...